Medicaid planning in Texas can be stressful and anxiety-inducing. There are innumerable guidelines to follow and multiple appointments to make. Plodding through the application process is enough to make you throw up your hands in defeat.

It doesn't have to be this way!

At Senior Planning Services, we are thoroughly familiar with the Texas Medicaid eligibility standards. We take care of the application and approval process to alleviate much of your stress and anxiety. Our Texas Medicaid specialists offer more than just sound advice, they implement it.

Our comprehensive services are focused on helping families receive the Medicaid benefits they deserve. We streamline the entire process, starting with an initial consultation and assessment. Then, we assist with obtaining Medicaid-required documentation and paperwork, fill out applications on your behalf, and act as a liaison with the State of Texas's Medicaid eligibility department. We'll be right by your side until you receive your official approval.

Ready to apply for Medicaid in Texas? We can help!

Contact Senior Planning Services today to learn more

Asset allowances document checklist

What is Medicaid?

Medicaid is a safety net. One of its primary purposes is to fund the costs of nursing facilities and assisted living facilities. The average cost of assisted living in Texas is $6,000 per month, or $72,000 per year. If you qualify, Medicaid can help offset these costs, ensuring you receive a high level of care even if your savings can't pay for it all.

Who Is Eligible for Medicaid?

Texas Medicaid long-term care eligibility depends on several factors. Though the Medicaid program is designed to help people pay for the often staggering costs of nursing homes and other long-term care options, there's a caveat. You must adhere to numerous rules and regulations to receive benefits.

To meet eligibility standards for Medicaid nursing homes in Texas, you must:
• Be a legal U.S. citizen or qualified alien
• Be a resident of Texas
• Meet income and asset requirements
• Be 65 years of age, blind, or permanently disabled

Financial Requirements

Income

A long-term care applicant’s income may not exceed certain limits. As of 2025, these limits are $2,901 per month. If your income is higher than this, Senior Planning Services can help you set up a Qualified Income Trust (Miller Trust) so you can still qualify.

Assets

A long-term care applicant's assets must fall below specific thresholds to qualify for Medicaid. As of 2025, the limits are $2,000 for single applicants, $3,000 for couples applying together, and up to $157,920 for the non-applicant spouse in cases where only one spouse is applying.

It’s important to note that Medicaid enforces a five-year look-back period for financial transactions. During this time, any gifts or asset transfers may result in a penalty period of ineligibility for Medicaid coverage. This penalty corresponds to the total value of assets gifted or transferred during the look-back period. (There are some exceptions to the transfer rules which Medicaid may allow.)

Medical

A pre-admission screening (PAS) is required to determine the applicant's medical eligibility. A physical evaluation from a Medicaid nurse will ascertain whether you need assistance with activities of daily living (ADL), such as showering, dressing, eating, and toileting.

Why Our Medicaid Specialists Are Different

In a word: expertise.
At Senior Planning Services, this is what we do all day, every day. Our Texas Medicaid specialists have the resources, relationships, and know-how to help our clients maximize their benefits. When you sign up for Medicaid in Texas, we won’t just guide you through the process, we will shoulder the burden to provide all the answers during this particularly overwhelming junction of life. Whether you are a first-time applicant or need assistance with your annual Medicaid renewals in Texas, we can help.

Texas Medicaid for Seniors: Our Services

Offer a free Medicaid Consultation
Assist in obtaining 60 months of bank and financial statements from financial institutions' back offices.
Assist in obtaining verifications from banks regarding checks, deposits, and cash withdrawals
Shoulder burden to provide all verification to satisfy all Medicaid's requests.
Assist families in utilizing excludable resources

Assist clients in the process of liquidating life insurance policies, annuities, and stocks, etc.
Obtain missing documentation from the Vital Statistics office, if necessary
Update the client on the status consistently
Submit the application to the county Board of Social Services
Interact with the Board of Social Services caseworker regularly

The experts at Senior Planning Services are just a phone consultation away.
Let us replace your stress and anxiety with direction and clarity.

Give us a call at 855.775.2664 or